Performance Highlights
BENCHMARKS
Disbursement growth
Disbursements expanded at 9%, from `33,195 crores in FY 2017-18 to `36,079 crores in FY 2018-19
AUM growth
Housing credit industry during this period grew at an annualised ~14-16% [Source: ICRA]. AUM (including securitised book) stood at `84,721.9 crores in FY 2018-19, growing 36% over FY 2017-18 annually
Product mix (portfolio on books)
A well-rounded product mix was maintained with 71% attributed to housing loans and 29% to non-housing loans
PAT growth
PAT increased from `841.2 crores in FY 2017-18 to `1,191.5 crores in FY 2018-19, representing a growth of 42%
Product mix1៱ (%)
1including securitised book
AUM: Segment-wise share៱(%)
AUM: Product-wise share៱(%)
GEOGRAPHIC DISTRIBUTION
Our portfolio is balanced across western, northern and southern regions.
AUM: Region-wise share^ (%)
^Figures are as on March 31, 2019
*Figures are for FY 2018-19
Disbursement origination* (%)
