Distribution Footprint

WE ARE
NEAR YOU
A simple and efficient hub-and-spoke model enables us to reach existing and prospective customers with speed and efficiency. Branches serve as point of sale and service. Processing hubs are the nodal decision-making centres and zonal hubs guide and supervise each hub. Distribution strength is combined with operational clarity to maximise value from every geography.

Scalable hub-and-spoke model

SPOKES
CUSTOMER ACQUISITION/
SERVICING

OMNI-CHANNEL
CUSTOMER RELATIONSHIP
MANAGEMENT (CRM)

solution which integrates various modes of communication with the customers for better experience and faster resolution

REGIONAL HUBS

UNDERWRITING

BANKING ANALYTICS tool to give in-depth, easy and faster analysis for self employed retail customers

FRAUD CONTROL to mitigate incidence of fraud

REAL TIME email verification to avoid misidentification of customers

UNDERWRITING VENDOR PLATFORM to assist partners ‘on the go’ through various tools, namely, geo tagging, click to upload, etc.

Our in-house team along with external third-party channel partners are expanding reach, enhancing brand salience. The model is scalable, with centralised processing, effective risk management through delegation of responsibilities, and an integrated IT platform.

Closer customer relations

Domestic customer

customercare@pnbhousing.com

NRI customers

nricare@pnbhousing.com

Toll-free phone number

1800 120 8800

Self-care web login

CENTRAL
OPERATIONS
POST DISBURSEMENT
OPERATIONS

CENTRAL PROCESSING CENTRE (CPC)

CENTRALISED OPERATIONS (COPS)

DIGITISATION, amalgamation of people, process and technology for customer convenience and elimination of transit risk and robotic intelligent mailing solution to ensure standard, confidential and accurate communication

Pan-India presence

23 Hubs
102 Branches