PNB Housing Annual Report 2019 - Financial Highlights

Financial Highlights

MEASURING
CONSISTENT PROGRESS

Loan disbursement (` in crores)

40%
CAGR

Asset under management^{^} (` in crores)

49%
CAGR

Total revenue* (` in crores)

44%
CAGR

Opex to ATA* (%)

44%
CAGR

Cost to income ratio* (%)

44%
CAGR

Profit after tax* (` in crores)

57%
CAGR

Deposit outstanding^{^} (` in crores)

31%
CAGR

Gross non-performing assets*^{^} (%)

31%
CAGR

Earnings per share* (`)

31%
CAGR

Dividend per share (`)

31%
CAGR

Net worth*^{^} (` in crores)

48%
CAGR

Average gearing*^{^} (times)

48%
CAGR

Number of loan and deposit accounts
per employee^{^} (average)

48%
CAGR

Loan outstanding per
employee^{^} (average) (` in crores)

14%
CAGR

Total revenue per
employee* (average)(` in crores)

13%
CAGR

Profitability per
employee* (average)(` in crores)

23%
CAGR

*FY 18 and FY 19 financial numbers are on Ind AS basis whereas prior numbers are based on IGAAP.

^{^} indicates dates as on March 31

Introduction

Corporate Overview

Statutory Reports

Financial Statements

Standalone Financial Statements

Consolidated Financial Statements

Corporate Information

Download Center

Loan disbursement (` in crores)

Asset under management^{^} (` in crores)

Total revenue* (` in crores)

Opex to ATA* (%)

Cost to income ratio* (%)

Profit after tax* (` in crores)

Deposit outstanding^{^} (` in crores)

Gross non-performing assets*^{^} (%)

Earnings per share* (`)

Dividend per share (`)

Net worth*^{^} (` in crores)

Average gearing*^{^} (times)

Number of loan and deposit accounts
per employee^{^} (average)

Loan outstanding per
employee^{^} (average) (` in crores)

Total revenue per
employee* (average)(` in crores)

Profitability per
employee* (average)(` in crores)

Introduction

Corporate Overview

Statutory Reports

Financial Statements

Standalone Financial Statements

Consolidated Financial Statements

Corporate Information

Download Center

Loan disbursement (` in crores)

Asset under management^ (` in crores)

Total revenue* (` in crores)

Opex to ATA* (%)

Cost to income ratio* (%)

Profit after tax* (` in crores)

Deposit outstanding^ (` in crores)

Gross non-performing assets*^ (%)

Earnings per share* (`)

Dividend per share (`)

Net worth*^ (` in crores)

Average gearing*^ (times)

Number of loan and deposit accounts per employee^ (average)

Loan outstanding per employee^ (average) (` in crores)

Total revenue per employee* (average)(` in crores)

Profitability per employee* (average)(` in crores)

Asset under management^{^} (` in crores)

Deposit outstanding^{^} (` in crores)

Gross non-performing assets*^{^} (%)

Net worth*^{^} (` in crores)

Average gearing*^{^} (times)

Number of loan and deposit accounts
per employee^{^} (average)

Loan outstanding per
employee^{^} (average) (` in crores)

Total revenue per
employee* (average)(` in crores)

Profitability per
employee* (average)(` in crores)