Leadership Team
MR. SANJAYA GUPTA Managing Director
MR. SANJAYA GUPTA
Managing Director
Under Mr. Gupta’s leadership, PNB Housing scaled new heights and witnessed a sea change in the operational robustness and go to market strategy. Throughout a career spanning over 32 years, he has significantly contributed to the mortgage industry and allied risk management products across geographies. He is often consulted by policymakers for key changes in the sector. He has previously worked for large corporate houses such as HDFC Limited, ABN Amro Bank N.V. and AIG United Guaranty.
MR. SHAJI VARGHESE Executive Director and Business Head
MR. SHAJI VARGHESE
Executive Director and Business Head
With more than 22 years of experience in loan assets, liabilities and wealth management, Mr. Varghese has been an integral contributor in setting up large successful businesses across geographies and managing high performance teams. He has also handled assignments with leading financial institutions and banks such as ABN AMRO Bank NV, ICICI Bank and Indusind bank.
MR. AJAY GUPTA Executive Director and Chief Risk Officer
MR. AJAY GUPTA
Executive Director and Chief Risk Officer
A chartered accountant and an accomplished risk management professional, Mr. Gupta has over 27 years of rich experience in credit cycle management across a diverse product group. He has also worked with Religare Finvest Limited, Money, ANZ Grindlays Bank and Standard Chartered Bank in various roles.
MR. NITANT DESAI Chief Centralised Operation and Technology Officer
MR. NITANT DESAI
Chief Centralised Operation and Technology Officer
Mr. Desai is an astute professional with more than 33 years of varied and relevant experience in retail finance with leading banks and financial institutions in India and the Middle East. Prior to PNB Housing, he worked with reputed organisations such as HDFC Life Insurance Co. Limited, Union National Bank – Abu Dhabi, ICICI Bank Limited, GE Countrywide, TATA Finance Limited and HDFC Limited.
MR. ANSHUL BHARGAVA Chief People Officer
MR. ANSHUL BHARGAVA
Chief People Officer
Mr. Bhargava is a human resources professional with over 25 years of experience that enables an excellent understanding of variety of spheres related to human assets. He has a keen interest in mentoring and training, performance management and cadre building. His last assignment was with Asset Reconstruction Company (India) Limited. He has also served the Indian Army.
MR. KAPISH JAIN Chief Financial Officer
MR. KAPISH JAIN
Chief Financial Officer
A business-focused, solution-oriented finance professional, Mr. Jain holds more than 20 years of experience across all facets of finance and analytics. He is a qualified Chartered Accountant, Company Secretary and Cost Accountant. Previously, he was at Xander Finance, AU Small Finance Bank, ICICI Prudential Life Insurance and Deutsche Bank, among others.
MR. SANJAY JAIN Company Secretary and Head Compliance
MR. SANJAY JAIN
Company Secretary and Head Compliance
Mr. Jain comes with more than 29 years of experience in corporate finance, treasury, regulatory compliances, legal issues and internal audit. He is a law graduate and a fellow member of The Institute of Companies Secretaries of India. He has been with PNB Housing for the preceding two decades.