Home Renovation Loan @ 8.50% Floating Rate, Apply Online

PNB Housing

Home Improvement Loan

PNB Housing offers competitive Home Improvement Loan interest rates for salaried and self-employed individuals to help them revamp their homes. PNB Housing Home Improvement Loans empowers all to fulfill their wishes and transform their home into contemporary and comfortable havens.

Things you can do with PNB Home Improvement Loan

Complete renovation of already-owned residential property.
Upgradation
House/flat repairs
External & internal repairs/paint

False ceiling & woodwork (fixed to the building)
Waterproofing & Roofing
Tiling and flooring
Plumbing & electrical work

Advantages of taking Home Improvement Loan

Comprehensive Loan Cover

We finance your needs, big or small. PNB Housing offers hassle-free Home Improvement Loans based on eligibility.

Available to All Customers

Exciting home improvement loan offers for all customers, new or existing, including professionals and small business owners.

Unique and Customized

We offer personalized renovation loans at PNB Housing to match your unique needs, budget, and eligibility.

Covers all Essential Needs

Our home renovation loans provide all-encompassing home improvement coverage, including roofing, tiling, flooring, plumbing, etc.

Swift and Hassle-Free Loan Disbursal

Apply online for a hassle-free home improvement loan. Enjoy doorstep services, swift approval, instant 3-minute loans.

Easy Top-Up Loan Option

Get easy top-up loan options from PNB Housing for unexpected repair and refurbishment contingencies.

Stellar Post-Disbursement Services

Our dedicated team of experienced professionals and pan-India branches makes it easy for us to serve our customers – wherever they are.

Multiple Repayment Options

Borrowers can pay their EMIs hassle-free and make pre-payments using multiple repayment options.

Home Improvement Loan

Interest Rate

Starting from

8.50%*

Note: The mentioned Interest rates are Floating Rates

View Interest Rate as per Credit Scores

Home Improvement Loan

Eligibility Criteria

PNB Housing offers hassle-free Home Improvement Loans with relaxed eligibility criteria based on age, credit score,
and income.

Age: The applicant’s age should not be more than 70 years at the time of the
Home Improvement Loan maturity.
Credit Score: CIBIL score must be 611 or above.
Profession: Salaried / Self-employed
Income: Applicant must have a stable job and a reliable source of income

Adding a co-applicant can help you get higher loan amount approvals with the best Home Improvement Loan interest rates.

PNB Housing has relaxed Home Improvement Loan eligibility criteria along with a hassle-free application process and
quick disbursal. Anyone, whether an existing or new customer, can apply for a house renovation loan at reasonable
Home Improvement Loan interest rates.

Check your Eligibility

Steps to

Apply for a Home Improvement Loan

PNB Housing has a swift application process and minimum Home Loan document requirements. Check your eligibility using the Home
Loan eligibility calculator. Follow these steps to apply:

Step 1

Click on the Apply for Loan button to initiate your application.

Apply for Loan

Step 2

Enter your Basic details & loan requirements.

Step 3

An OTP will be shared on your mobile number to verify your details.

Insurance / Customer Safety at

PNB Housing

PNB Housing, for the safety and extended comfort of its customers, suggests that they should get their property and loan repayments insured to overcome an unfortunate event during the re-payment term of the loan.

For the convenience of customers, PNB Housing has tied up with various insurance companies to offer best-in-class products and services at their doorstep.

Instant Loan in 3 minutes – Apply Now