PNB Housing Finance Limited

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PNB Housing

Fixed Deposit

Advantages of PNB Housing Fixed Deposit account

High safety assurance

PNB Housing’s fixed deposits have received ‘AA+/Stable’ rating by CARE and ‘AA/Positive’ by CRISIL which indicates high level of safety.

Higher interest rate for senior citizens

PNB Housing offers a 0.30% higher fd interest rates for senior citizens.

Dedicated Service Managers and Widespread Network

With over 100 branches across 35 cities in India, PNB housing wide spread network is easy to reach out to. We have dedicated customer service managers who will help out in resolving all the customer queries.

Door Step Services

PNB Housing offers doorstep services for fixed deposit customer. PNB housing representatives will meet the customer & pick up the application from customer premises.r senior citizens.
Acceptance of deposit is subject to the terms and conditions as contained in the application form.
Senior citizens (above 60 years) will be eligible for additional 0.30% p.a. for tenure 12-23 & 24-35 months.
Senior citizens (above 60 years) will be eligible for additional 0.20% p.a. for tenure 36 months & above.

PNB Housing

Fixed Deposit Interest Rate

Up to
8.00% P.A

*For 30 Months tenure only, Limited Period offer.

Contact us for Deposit

Steps to

Open a Fixed Deposit with PNB Housing

Now that you have complete information on PNB Housing Fixed Deposit, it is time to start applying for them. The below-listed process will help you smoothly fill out the application form and get a call back from PNB Housing’s customer care representatives: 
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Step 1

Click on the "contact us for deposits" button below

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Step 2

Provide your contact details and the amount you would like to deposit
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Step 3

PNB Housing would get in touch with you to collect the documents, with-in next 48 hours your fixed deposit will be booked with PNB housing finance.

Fixed Deposit

Premature Cancellation

Minimum lock-in period for all types of deposit shall be 3 months.

The interest rates for prepayment of deposits are as under:

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    After three months but before six months – The maximum interest payable shall be 4% per annum for individual depositors & no interest
    in case of other category of depositors.

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    After six months but before the date of maturity – The interest payable shall be 1% lower than the interest rate applicable to a public
    deposit for the period for which the deposit has run.

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    If no rate has been specified for the period for which the deposit has run – 2 % lower than the minimum rate at which the deposits are
    accepted.

The brokerage is paid upfront for the entire period of deposits to company’s authorised agent. In case of premature withdrawal the brokerage is payable for the period completed and excess brokerage paid will be recovered from the business partner's payout. 

Looking for Something Else?

Contact Us

Use your computer or smartphone from the comfort of your home.
Request a Call
Speak with a Relationship Manager, who will help guide you through your requirement.
You can also type an SMS stating PNBHFL and send it to 56161
You can connect with a our expert and share your financial requirements to 1800-120-8800

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Fixed Deposit

Frequently Asked Questions

What is a Company Fixed Deposit?

A Company or Corporate Fixed Deposit is safe investment option provided for corporate customers. Under this scheme, a minimum deposit accepted is ₹10,000.

What is the minimum period for PNB Housing Fixed Deposit?

The minimum period for PNB Housing Fixed Deposit is twelve months.

What is the Interest Rate of FD in PNB Housing?

The FD interest rate varies with the tenure and the type of deposit selected. The latest applicable interest rates can be found at Fixed Deposit Interest Rates.

What documents are required to open Fixed Deposit?

Basic KYC documents like PAN and Aadhaar are needed to open a fixed deposit with PNB Housing.

How to avoid TDS on Fixed Deposits?
TDS will not be deducted if the interest earned is less than or equal to ₹5,000 in a given financial year.
Is PNB Housing Fixed Deposit covered under 80C?

No, only Tax Saving FDs provided by banks can be used for tax deduction under Section 80C. There is a lock- in for 5 years in such tax saving fixed deposits

Who can invest in fixed deposit schemes?

Any individual, HUF or Corporate can invest in a fixed deposit scheme.