Happiness grows
when shared.

The referral scheme would be applicable on loan amount referral of INR 10 Lakhs & above.

Referral has to take at least 1 disbursement within 3 months from the date of referral received from the existing customer, else offer shall stand cancelled.

Gift voucher/reward amount shall be released within 60 days of disbursement to the referral, irrespective of whether the disbursement is part or full.

Gift voucher/reward amount would be based on loan amount availed by the referral.

If the same customer is referred by more than one referral or PNB housing associate/ connector, the first one to make the referral will be entitled for the incentive. In the event of dispute, PNB housing shall reserve the right to decide.

Application under process with PNB Housing on or before the reference received from customer shall not be eligible for any benefits in this program.

All loans shall be at the sole discretion of PNB Housing finance ltd.

No reward shall be applicable for referring Self or immediate family members.

Loan A/C account number is mandatory for payment for the reward.

All payments will be subject to service tax and other laws applicable at the time of making the payment & calculations.

The referral scheme is not applicable for PNB Housing, PHFL employees and their immediate family members.

PNB Housing reserves the right to withdraw the scheme at any time without any prior intimation.

Any dispute arising in connection to the referral program are subject to Delhi jurisdiction only.