PERFORMANCE TRENDS

Demonstrating
resilience

While the volatile and often disruptive external environment created continuous challenges, our transformative measures and people helped us demonstrate tenacity and perform through unforeseen business cycles.

Loan disbursement (` in crore)

Assets under management^+ (` in crore)

Retail segment as % of AUM^+  

Loan asset^+ (` in crore)

Deposit outstanding^+ (` in crore)

Total revenue (` in crore)

Pre-provision operating profit (` in crore)

Profit after tax (` in crore)

Gross non-performing assets*^ (%)

Total provision to total asset*^ (%)

Gross interest margin (%)

OPEX to ATA  

Return on asset (%)

Gearing^ (x)

Return on equity (%)

CRAR^ (%)

Number of loan and deposit accounts per employee^ (average)

Average AUM per employee^ (` in crore)

Earnings per share (`)

Book value^ (`/share)

+ Principal outstanding including principal overdue

*As per Ind AS for FY2020-21 and FY2021-22

^Indicates dates as on 31st March