Loan Against Property (Mortgage Loan) Interest Rates
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Loan Against Property
PNB Housing provides loans against property on your existing residential or commercial immovable property.
Loan Against Property
Interest Rate
Credit score(any loan amount) | Loan Against Commercial Property | Loan Against Residential Property (LAP) | Loan against Plot/ Loan against Special Property* (Residential/Commercial) |
---|---|---|---|
>=825 | 9.24% to 9.74% | 9.24% to 9.74% | 9.24% to 9.74% |
>800 to 825 | 10% to 10.5% | 10% to 10.5% | 10% to 10.5% |
>775 to 799 | 10.3% to 10.8% | 10.3% to 10.8% | 10.3% to 10.8% |
>750 to <=775 | 10.9% to 11.4% | 10.9% to 11.4% | 10.9% to 11.4% |
> 725 to < =750 | 11.3% to 11.8% | 11.3% to 11.8% | 11.3% to 11.8% |
> 700 to <= 725 | 11.75% to 12.25% | 11.75% to 12.25% | 11.75% to 12.25% |
> 650 to <= 700 | 11.95% to 12.45% | 11.95% to 12.45% | 11.95% to 12.45% |
upto 650 | 11.95% to 12.45% | 11.95% to 12.45% | 11.95% to 12.45% |
NTC Cibil >=170 | 11.95% to 12.45% | 11.95% to 12.45% | 11.95% to 12.45% |
NTC Cibil >=170 | 11.95% to 12.45% | 11.95% to 12.45% | 11.95% to 12.45% |
PNBRRR for Customers (loan disbursed) acquired on and after 20th June 2023 is 12.85%
PNBHFR Series 5 Base Rate 2020 for new customers (loan disbursed) acquired on and after Sept 25, 2020: 13.90% p.a.
PNBHFR Series 4 for new customers (loan disbursed) acquired on and after Mar 16, 2020: 12.40% p.a.
PNBHFR Series 3 for new customers (loan disbursed) acquired on and after June 19, 2019: 12.45% p.a.
PNBHFR Series 2 for new customers (loan disbursed) acquired on and after Mar 16, 2019: 12.80% p.a.
PNBHFR Series 1 for new customers (loan disbursed) acquired on and after July 01, 2018: 13.00% p.a.
PNBHFR Series 0 for existing customers (loan disbursed) between Mar 01, 2017 – June 30, 2018: 13.05% p.a.
PNBHFR for existing customers (loan disbursed) before Mar 01, 2017: 17.47% p.a.
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