PNB Housing Finance Limited

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Lease Rental Discounting

Interest Rate

Note: The below mentioned Interest rates and   Floating Rates
Credit Score (Any loan amount) Lease Rental Discounting (LRD)
>=825 9.24% to 9.74%
>800 to 825 10% to 10.5%
>775 to 799 10.3% to 10.8%
>750 to <=775 10.9% to 11.4%
> 725 to < =750 11.3% to 11.8%
> 700 to <= 725 11.75% to 12.25%
> 650 to <= 700 11.95% to 12.45%
upto 650 11.95% to 12.45%
NTC Cibil >=170 11.95% to 12.45%
NTC Cibil <170 11.85% to 12.35%
*Rates of interest are subject to change at the sole discretion of PNB Housing.
**NTC: New to credit
PNB Housing offers floating rate of interest, linked to its benchmark rate PNBHFR
PNBRRR (Retail reference rate) for all New Loans (Housing/ Non Housing) – on boarded after May 9, 2022 – 12.65% p.a.
PNBRRR & Previous PNBHFR