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Commercial Property Loan
Interest Rate
Note: The below mentioned Interest rates and Floating Rates
| Credit Score (Any loan amount) | Loan for purchase of non-residential property (NRP) |
|---|---|
| >=825 | 9.24% to 9.74% |
| >800 to 825 | 10% to 10.5% |
| >775 to 799 | 10.3% to 10.8% |
| >750 to <=775 | 10.9% to 11.4% |
| > 725 to < =750 | 11.3% to 11.8% |
| > 700 to <= 725 | 11.75% to 12.25% |
| > 650 to <= 700 | 11.95% to 12.45% |
| upto 650 | 11.95% to 12.45% |
| NTC Cibil >=170 | 11.95% to 12.45% |
| NTC Cibil <170 | 11.85% to 12.35% |
Fixed Rate for Non Home Loan – 15.25%
*Rates of interest are subject to change at the sole discretion of PNB Housing.
**NTC: New to credit
PNB Housing offers floating rate of interest, linked to its benchmark rate PNBHFR
PNBRRR (Retail reference rate) for all New Loans (Housing/ Non Housing) – on boarded after May 09, 2022 – 12.65% p.a.
PNBRRR & Previous PNBHFR
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