Instant Home Loan Eligibility Calculator
PNB Housing
Home Loan Eligibility Calculator
Home Loan Journey
How to proceed ahead
Wait! Before you begin the Home Loan application process, you should think about a few additional things. We have prepared checklist for you to save you time!
Step01
Check your Credit Score
Looking to unlock the doors to your dream home? Get started by checking your credit score today to see if you qualify for a housing loan. Don't miss out on this crucial step in the home buying process! Check your Credit ScoreDetermine Your Eligible Loan Amount
Discover how much you can borrow with our easy loan calculator! PNB Housing provides home loan up to 90%* of the property cost. Find out your eligible loan amount now. Check Your Eligible Loan Amount Step02 Step03
Get Your Home Loan In – Principle Sanction letter
With our quick process, you can get your In – Principle sanction letter in just 3 minutes, so that you can focus on finding your dream home with confidence. Get Instant approval in 3 minutesCheck PNB Housing approved projects
Check the property which you’re purchasing is approved for funding
Speak to our Expert
Step04
Step05
Simplify Your Application Process with Documentation
PNB Housing understands that the application procedure can be difficult. That is why, based on your credit score, we take a flexible approach and provide personalised assistance on the necessary documentation. Check the Comprehensive List of Required Documents Starting your home loan application can be daunting, but we're here to help. By filling out our lead form, you'll be one step closer to securing the best home loan options available. Our team of experts will guide you through the process and ensure that you have a hassle-free experience.
Get a Call back from our team
Digital Application Step06
Overview of
Home Loan Eligibility Calculator
Calculate Eligibility for Home Loan
Calculate your EMIs with PNB Housing’s easy and intuitive Home Loan EMI Calculator. Simply input your selected loan amount, the provided
interest rate, and the loan term and click ‘Calculate’. Our EMI calculator will generate an approximate amount based on your input. Say
goodbye to manual errors and tedious calculations; use our calculator to plan your home loaan within seconds. Contact our customer service
experts for more information and guidance on home loans.
interest rate, and the loan term and click ‘Calculate’. Our EMI calculator will generate an approximate amount based on your input. Say
goodbye to manual errors and tedious calculations; use our calculator to plan your home loaan within seconds. Contact our customer service
experts for more information and guidance on home loans.
What is a Home Loan Eligibility Calculator?
A Home Loan EMI calculator is an online tool that helps you estimate your monthly payout towards EMIs.
How the Home Loan Eligibility Calculator Works?
So, how does our advanced housing loan eligibility calculator provide you with instant results with precision and speed? It takes your details
and compares them with the different criteria required for obtaining a Housing loan of a certain amount in its regularly updated database.
Thereafter, you get the closest estimate as per the criteria you match.
and compares them with the different criteria required for obtaining a Housing loan of a certain amount in its regularly updated database.
Thereafter, you get the closest estimate as per the criteria you match.
Steps to use PNB Housing
Home loan Eligibility Calculator
You can easily check your eligibility with our home loan eligibility calculator. Just follow the below mentioned steps and the calculator will
display your eligibility:
-
Step01Enter the
Net Monthly Income
-
Step02Enter the
Loan Tenure
-
Step03Enter the
Net Interest Rate
-
Step04Enter the
Other Existing EMIs
Play around with the sliders to get the desired quote and calculate home loan eligibility. You can also opt for a call back to discuss your eligibility for home loan and customised quote with our representatives, or get an instant e-sanction if you are eligible!
Home Loan
Eligibility Criteria
You can easily check your eligibility with our home loan eligibility calculator. Just follow the below mentioned steps and the calculator will
display your eligibility:
display your eligibility:
Factor | Salaried | Self-Employed/Business Owners |
---|---|---|
Age | 21 to 70** | 21 to 70** |
Work Experience | 3+ Year | 3+ Year |
Business Continuity | – | 3+ Year |
CIBIL Score | 611+ | 611+ |
Minimum salary | 15000 | – |
Loan Amount | 8 Lakh Onwards | 8 Lakh Onwards |
Maximum Tenure | 30 | 20 |
Nationality | Indian/NRI | Indian |
Top 5 Factors
Affect Home Loan Eligibility
Home loan eligibility in India and across the globe is judged on your perceived ability to pay back. Effectively, your home loan eligibility is determined by the lender based on:
How can you increase your Home Loan Eligibility?