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Pradhan Mantri Awas Yojana
PNB Housing Finance offers “Credit Linked Subsidy scheme (CLSS) ” for EWS (Economical Weaker Section), LIG (Lower Income Group), MIG (Middle Income Group) categories under Pradhan Mantri Awas Yojana.
The interest subsidy scheme CLSS (Credit Linked Subsidy Scheme) introduced by MoHUPA (Ministry of Housing & Urban Poverty Alleviation) was announced by our honorable Prime Minister Sh. Narendra Modi with a vision of housing for all in 2022.
Under PMAY scheme, Customer (i.e. the beneficiary) is eligible to avail interest subsidy on the purchase/construction/enhancement of a house.
Salient features of scheme
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Interest subsidy benefit is calculated for 20 years
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Applicants should be of immediate family including self, spouse and unmarried children only
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Benefits available for the first property purchase
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Women Ownership is mandatory under EWS & LIG category for purchase of a new house
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