Plot Loans at Competitive 9.50% APR with Quick Doorstep Service

PNB Housing

Plot Loan

A plot loan is a type of home loan that allows you to finance the loan for the residential plot. This is the land on which you will be able to build a dream home later. Plots can be purchased by direct allotment in real estate housing societies/projects or directly from development authorities.

70-75%

Finance in the range of the Plot’s Market

Tax Benefits

If you begin construction on the purchased land.

Plot Loan

Interest Rate

Note: The mentioned Interest rates are Floating Rates

View Interest Rate as per Credit Scores

Features of PNB Housing Plot Loan

Branches across India

Quick and easy loans with doorstep services

Attractive interest rates

Lengthy tenor period

Government applicable interest subsidy

Online post-payment services

Various repayment options

Plot Loan

Eligibility Criteria

Profession: The borrower should be a Salaried individual, Self employed or Business owner.
Credit Score: A borrower’s credit score should be at least 650 to qualify for attractive interest rates. The interest rates increase as the credit score reduces.
Age: Borrowers should not be older than 70 years of age at the time of loan maturity.
Loan Tenor: The length of a loan term determines the amount of loan eligibility.
Property Cost: The cost of the property will determine the loan, as per PNB Housing’s LTV policies.

PNB Housing Eligibility Criteria Calculator

Gross Monthly Income (INR)

₹ 10,000

Rate of Interest

8.50 %

Loan Tenure

30 Years

Other Existing EMIs (INR)

₹ 0

₹ 10 k ₹ 10 L

10% 20%

Years

1 Year 30 Years

₹ 10 K ₹ 10 L

Your Monthly EMI

₹5,000

Eligible Loan Amount ₹565,796

More about Home Loans

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Steps to

Apply for a Plot Loan Online

Now that you have complete information on PNB Housing Home Improvement Loan, it is time to start applying for them. The below-listed process will help you smoothly fill out the application form and get a call back from PNB Housing’s customer care representatives:

Step 1

Click on the Apply for Loan button to initiate your application.

Apply for Loan

Step 2

Enter your Basic details & loan requirements.

Step 3

An OTP will be shared on your mobile number to verify your details.

Insurance / Customer Safety at

PNB Housing

PNB Housing, for the safety and extended comfort of its customers, suggests that they should get their property and loan repayments insured to overcome an unfortunate event during the re-payment term of the loan.

For the convenience of customers, PNB Housing has tied up with various insurance companies to offer best-in-class products and services at their doorstep.

Instant Loan in 3 minutes – Apply Now

Looking for something else

Contact Us

Apply Online

Use your computer or smartphone from the comfort of your home.

Request a Call

Speak with a Relationship Manager, who will help guide you through your requirement.

SMS PNBHFL

You can also type an SMS stating PNBHFL and send it to 56161

Talk to an Expert

You can connect with a our expert and share your financial requirements to 1800-120-8800

Apply Online

Use your computer or smartphone from the comfort of your home.

Request a Call

Speak with a Relationship Manager, who will help guide you through your requirement.

SMS PNBHFL

You can also type an SMS stating PNBHFL and send it to 56161

Talk to an Expert

You can connect with a our expert and share your financial requirements to 1800-120-8800

Plot Loan

Frequently Asked Questions

Other charges applicable on Plot Loan

Up to 24% p.a. on unpaid EMI for the delayed period
No prepayment charges
Processing fee of 1% of the loan amount
Up to INR Rs 500 for loan statement

How Much Plot Loan Can I Get?

The amount that you can get on your plot loan application is determined by PNB Housing’s policies, your credit score, and your age. All these factors take into account your financial standing to enable lenders to gauge your repayment capacity.