Fixed Deposit Interest Rate Upto 8.00% p.a for 30 months - Check Best Interest Rates Online
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Fixed Deposit
Interest Rate
PNB Housing Fixed Deposit Interest Rates
Fixed Deposit Interest Rates (upto ₹5 crore)
| Tenure (Months) | Cumulative Option* ROI (p.a.) | Non-Cumulative Option ROI (p.a.) | ||||
|---|---|---|---|---|---|---|
| Rate of Interest (p.a.) |
Tentative yield to maturity |
Monthly | Quarterly | Half Yearly | Annual | |
| 12 – 23 | 7.45% | 7.45% | 7.21% | 7.25% | 7.32% | 7.45% |
| 24 – 35
(excluding 30 months) |
7.25% | 7.51% | 7.02% | 7.06% | 7.12% | 7.25% |
| 36 – 47 | 7.75% | 8.37% | 7.49% | 7.53% | 7.61% | 7.75% |
| 48 – 59 | 7.40% | 8.26% | 7.16% | 7.20% | 7.26% | 7.40% |
| 60 | 7.60% | 8.85% | 7.35% | 7.39% | 7.46% | 7.60% |
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The yield mentioned is calculated using the first month of each tenure grid.
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The above Rate of Interest are subject to change at the sole discretion of PNB Housing.
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Senior citizens (above 60 years) will be eligible for additional 0.30% p.a. for tenure 12-23 & 24-35 months.
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Senior citizens (above 60 years) will be eligible for additional 0.20% p.a. for tenure 36 months & above.
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Senior citizen special rates applicable for deposits upto ₹ 1 crore.
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Special scheme benefit at 8.00% p.a. is applicable from 12th September to 31st December’24 & senior citizens benefit are not applicable on this scheme.
Fixed Deposit @8.00%*P.A. (Limited period offer)
Extra 0.30%*p.a. for senior citizens
High Safety Assurance: CRISIL Rating - AA/Positive.
Loan Facility upto 75% of deposit available from all PNB Housing Branches.
No Tax to be deducted at source on interest income upto INR 5000 per financial year
Nomination Facility available
Toll free- 1800 120 8800
SMS- FDPNBHFL to 56070
Recommended Reads
Fixed Deposit Blogs
Interest Rate Related
Frequently Asked Questions
Yes, you can get monthly interest on a non-cumulative fixed deposit. PNB Housing offers the option of monthly, quarterly and annual payouts, allowing you to have a fixed source of income.
PNB Housing Fixed Deposit carries an AA/Stable rating from CRISIL. This indicates that the fixed deposits are among the safest investments you can make.
The FD rate of interest is not affected by market conditions which means they are one of the most secure investment tools. From the beginning, you are aware of the money you will receive at the end of the tenure.
Let’s assume, If you are earning a post-tax interest of 8.70% per annum on your fixed deposits, the amount will double in 8.27 years. You can use the rule of 72 to estimate the time in which the FD will double. That is, time take for a fixed deposit to double is (72/post-tax FD interest rate per annum)
