While the volatile and often disruptive external environment created continuous challenges, our transformative measures and people helped us demonstrate tenacity and perform through unforeseen business cycles.
Loan disbursement (` in crore)
Assets under management^+ (` in crore)
Retail segment as % of AUM^+
Loan asset^+ (` in crore)
Deposit outstanding^+ (` in crore)
Total revenue (` in crore)
Pre-provision operating profit (` in crore)
Profit after tax (` in crore)
Gross non-performing assets*^ (%)
Total provision to total asset*^ (%)
Gross interest margin (%)
OPEX to ATA
Return on asset (%)
Gearing^ (x)
Return on equity (%)
CRAR^ (%)
Number of loan and deposit accounts per employee^ (average)
Average AUM per employee^ (` in crore)
Earnings per share (`)
Book value^ (`/share)
+ Principal outstanding including principal overdue
