A credit score shows how capable an applicant is of repaying a loan. And Home Loans with low credit scores are possible.
Talk to the housing finance company and see if you can come to a negotiation to get yourself a home loan.
Not only is credit score factored into loan eligibility. You can still qualify for a home loan by showing your repayment capacity and property value.
While applying for a home loan, having a co-applicant enhances your loan application and helps you qualify.
Having too many loan applications might not be a good scenario for you. So avoid doing that and apply for a Home Loan with one lender at a time.