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Loan Against Property - PNB Housing advantage
Loan Against Property
Eligibility Criteria
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You should either be a salaried employee or a self-employed professional/non-professional.
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Your age should not be more than 60 years if you are a salaried employee, and not more than 65 years if you are a self-employed professional/non-professional, at the time of loan maturity.
Loan Against Property
Documents Required
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Duly filled Application Form with Photograph
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Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)
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Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)
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Education Qualifications – Latest Degree
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Latest Salary-slips for 3 months
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Form 16 for last 2 years
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Last 6 months Bank Statements(salary account)
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Processing Fee Cheque in favour of ‘PNB Housing Finance Ltd.’
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Photocopy of Title Documents of the Property, Approved Plan
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Duly filled Application Form with Photograph
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Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)
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Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)
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Education Qualifications – Latest Degree (for professionals)
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Certificate & Proof of business existence along with Business Profile
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Last 3 years Income Tax returns (self and business) with Profit & Loss Account & Balance Sheets duly certified/audited by a Chartered Accountant
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Last 12 months Bank Account Statements (self & business)
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Processing Fee Cheque in favour of ‘PNB Housing Finance Ltd.’
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Photocopy of Title Documents of the Property, Approved Plan etc.
- a. As regards deposit taking activity of the Company, the viewers may refer to the advertisement in the newspaper/ information furnished in the application form for soliciting public deposits.
- b. The Company is having a valid Certificate of Registration dated 31.07.2001 issued under Section 29A of the National Housing Bank Act, 1987. However, the Reserve Bank of India or the National Housing Bank does not accept any responsibility or guarantee about the present position as to the financial soundness of the Company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/ discharge of the liabilities by the Company.
- c. Terms and conditions apply. All loans are at the discretion of the Company. Other fees and charges are applicable. For further details, refer website of the Company, www.pnbhousing.com | CIN: L65922DL1988PLC033856.