PNB Housing in brief

PNB Housing, one of India’s leading HFCs, has been serving the aspirations of prospective homeowners for the past 32 years. It is also the second largest deposit-taking HFC in India.

The Company’s asset base comprises retail and corporate loans.

• The retail business focuses on the organised mass housing segment financing for acquisition or construction of houses. In addition, it also provides loan against properties and loans for purchase and construction of non-residential premises.
• Corporate loans consist of loans mainly to developers for construction of residential and commercial properties, corporate term loans and lease rental discounting.

PNB Housing has established a wide network of branches through which it offers its financial services (both loans and deposits) seamlessly to customers across India. The Company operates sales and distribution functions through its wholly-owned subsidiary, PHFL Home Loans and Services Limited. The Company is increasingly focusing on digital channels to further widen its reach, improve operational efficiency and enhance customer experience.