As we chart our path for growth, we are keenly attuned to market trends and strategically planning our approach for FY24. Our focus lies in the retail segment, where we anticipate maximum room for expansion, while potentially reducing our exposure in the corporate books. By aligning our strategic pillars, we are poised to capitalise on opportunities, optimise our resources, and drive sustainable growth.
ACCELERATE GROWTH BY FOCUSSING ON RETAIL LENDING AND LEVERAGING OUR EXPERTISE IN THE RETAIL LOAN SEGMENT
Key Performance Indicators
YoY growth in retail segment
Of Loan Book is retail
EXPAND AFFORDABLE HOUSING LOAN OFFERING
Key Performance Indicators
Roshni-specific branches
Disbursement under Roshni
ENHANCE UNDERWRITING AND COLLECTION FRAMEWORK TO STRENGTHEN THE CREDIT QUALITY
Key Performance Indicators
Retail collection efficiency
GNPA as on 31st March 2023, reduced by 430 bps YoY
ACCESS TO DIVERSIFIED FUNDING SOURCE
Key Performance Indicators
Gearing as on 31st March 2023
Capital to Risk Asset Ratio
DRIVE GROWTH THROUGH DIGITALISATION FOR BETTER CUSTOMER ENGAGEMENT
Key Performance Indicators
Improvement in customers accessing customer portal and mobile app for self service